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Reading Topic #6013

Lorrett Lorrett rating
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401 posts, 8 feedbacks, 15 points
07-Sep-10, 06:31 PM (PST)
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"Credit Cards"
 
   I've heard the buzz about the Gates taking credit cards. I felt that it would be discourteous to weigh in on the topic in that thread; Sage has made a business decision and it should be respected. But I'm sure people will be asking why the Fantasy Makers have never done so, and those questions deserve a response.

All the things people discussed in the Gates thread, like the costs of accepting credit cards and "paper trail" issues, are things we've considered. Then there's the "chargeback" factor -- most people are good and decent, but there ARE those who would take what we have to offer and then withdraw their payment. Not only would that impact our treasury, which isn't huge, but it would bring down morale and create bad feelings between us and our clients.

But the real deciding factor is, if we accepted credit cards, we would have to be a business. When I became the housemother of the Fantasy Makers in 1990,I decided I wanted a family instead. The group is hosted by a business (my editing and consulting business), but it's more like a sorority, and we enjoy it that way.

As a sorority, we invite people to join us if they think fetish play is fun. That attracts a diverse bunch of "characters" of many looks, ages, genders, ethnicities and favorite flavors of ice cream. Mostly, we like and understand each other and our clients. If there's a mismatch, we invite someone to leave. Becoming a "business" might come to mean being more focused on making money than on making fantasy -- and friends. That's a little too high a price, imho, for the convenience of using a credit card.

'nuff said.

'Tis an ill wind that blows no minds.

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MissCatherine MissCatherine rating
Member since 14-Mar-06
817 posts, 22 feedbacks, 40 points
08-Sep-10, 00:08 AM (PST)
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1. "RE: Credit Cards"
In response to message #0
 
   LAST EDITED ON 08-Sep-10 AT 00:13 AM (PST)
 
I completely agree with the points you've made about the dangers of using credit cards. I also want to repeat that there are a multitude of sex workers who accept them and a lot of clients who use them without any problem. It is really up to the individual whether or not that is a viable option for them personally. I hardly think it fair to blame the "business" for offering the option as if it would be the catalyst for getting said grown adult into trouble for using their own credit card.

I do like the "chargeback" aspect you brought up. I think that is a great topic to delve into deeper.

As for the suspected business tangent of The Gates being viewed as negative or bad because it takes away from fantasy - I respectfully disagree with you. I personally would never have been a professional if I did not receive reimbursement for my the investment I made into my high end gear, custom fetishwear, and the enormous expense of classes and books - not to mention the daunting commute to the East Bay for one playday after working 9-5, 5 days a week at my other place of employment.

I come from a place of balance - I made it a point to balance the respect and importance I feel for business and play equally. That is my personal choice.

I respect your track record. I love Sage and I know she started with you at Fantasy Makers. I also think you are a wonderful lady and have enjoyed brief chats here and there. . . but my opinion is a stark contrast to yours in that I do not think it wrong or bad to be business minded. With that very same breath, I do not think it wrong for you or anyone else to be fantasy minded. We are just from different ends of the spectrum - so what? Isn't that very diversity what makes the community interesting? Isn't the objective to be who you really are without shame?

I do not nor have I ever felt bad for being balanced with my focus on business and fun.

There are enough of us creating magic within the community to attract those who admire and appreciate our respective foundations without calling each other out for how one prefers to make that happen.

I think it wonderful that you post your stance of this topic so that everyone is clear what FM's position is. I also think it sad that the "business vs fantasy" angle was introduced because I don't think that was fair. It was an opinion and like yours, I too, have mine.

While I am no longer at the house, I create magic of my own and you better believe when my bills for my playspace need to be paid, they get paid. I expect to be reimbursed for my various investments into what makes "play" happen and again, I feel no shame in saying that. I am as business minded as I am dedicated to my craft. I would be crazy to take money away from my family and selfishly invest it into friends all for the sake of me and my playmates having fun, indulging in what we enjoy behind closed doors.

Balance.

Catherine
Never mistake my kindness for weakness.

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Lorrett Lorrett rating
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401 posts, 8 feedbacks, 15 points
08-Sep-10, 02:52 PM (PST)
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2. "RE: Credit Cards"
In response to message #1
 
   Balance indeed -- we're in complete agreement there. If anyone tells me there's one "right way", I'm inclined to run away. There are lots of right ways, and if ten people discuss them, the result is fifteen opinions.

I have no quarrel with the "business" model. I certainly have no quarrel with compensation for one's time, skills, talents and passion; I've been happily "professional" for decades. I agree that there's a lot of infrastructure required that costs money.

Also, the discussion of credit cards requiring an organization to be a formal "business" was never meant to be another dreary "Fantasy Makers vs. the Gates" issue. Sage's enterprise has won as many friends and supporters as we have, and she deserves respect; so do many others in the area. Nor did I intend to imply that one couldn't have business and passion in the same organization -- that's silly.

As long as money remains secondary to the quality of the product or service provided, the business model is perfectly legitimate. Some people make it work very well for them. Others, like me, prefer a different way.

My own objection to the business model starts with not wanting to be a "boss". I'm willing to hold responsibility, but without putting myself "above" others. It may easier to invoke authority than to seek consensus, but I learn a lot from seeking that consensus, even if ultimately I must make a decision, and even if everyone doesn't agree. I also don't like the idea of having to "monitor" and report every penny people make. And I prefer associations of responsible adults to hierarchies.

I like the challenge of fostering mutuality and cooperation in a family context. I've worked in adult businesses since 1965; I'm glad some of them showed me how good it can be when everyone helps everybody else, where people were encouraged to think, to care, to be responsible, to value one another and their clients.

I'm also glad, in a grim sort of way, for the places that showed me how much I hate backstabbing competition and "staff-versus-client" nastiness. I've worked for bosses who hired you for your age, your face, your race, your boobs, your weight, anything they thought would "make them money", while dismissing your imagination, attitude, passion for the activities offered, and even ethics as irrelevant. By swearing I'd never be like them, I've attracted some very interesting, exciting people. I'm sure Sage has considered similar issues, come to similar conclusions, reaped similar rewards.

But the bottom line in this discussion is still, as you say, balance. Sage has done things her way, the Fantasy Makers, working with the model we inherited from BackDrop, have created our own. BackDrop continues with their version of that model. Others (Sirens and the English Mistress' group, the many independent Mistresses in the area, some of the ladies who integrate fantasy play into other adult services) all have their own ideas. There are advantages and disadvantages to all of them; each works well for the clients who prefer them, and together we've given the Bay Area a wealth of options for fantasy play. That, imho, is the the objective; we're all "right".

Be well.

'Tis an ill wind that blows no minds.

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MissCatherine MissCatherine rating
Member since 14-Mar-06
817 posts, 22 feedbacks, 40 points
08-Sep-10, 03:00 PM (PST)
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3. "RE: Credit Cards"
In response to message #2
 
   Amen!

Catherine
Never mistake my kindness for weakness.

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66kicks
Member since 11-Apr-03
124 posts, Rate 66kicks
08-Sep-10, 06:40 PM (PST)
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4. "RE: Credit Cards"
In response to message #0
 
   I love credit cards. They've actually contributed to my sessioning because I'd use the points I'd get to get for flights or hotel rooms. Several years back, I could fly to Oakland on Southwest for $30 each way and get double flight credits. Which led to more flights. I thought nothing of popping in for one night to see A's or Giants day game, do a session, see a concert and eat at one or two of my favorite holes in the wall.

While I don't go nearly as far back in prodomination as you do, I was engaging before the Internet. Calling ads in the Spectator from payphones. I don't take issue with providers taking credit cards (or accompanying fees) because it's a matter of choice. Personally, aside from the perceived privacy issues or paper trail, I just have no desire to use a credit card to session. In my mind, it further deteriorates the long lost underground feel of B&D/D&S/S&M (the way it used to be listed)and seeing a dominatrix (what she used to be called).

Just thought I'd interject with a little babble from memory lane. And a shout out to Catherine for actually providing a little flashback to that underground feeling when I saw her.

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MissCatherine MissCatherine rating
Member since 14-Mar-06
817 posts, 22 feedbacks, 40 points
26-Sep-10, 01:13 AM (PST)
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8. "Memory Lane"
In response to message #4
 
   Hello 66Kicks!

Thank you for the shout out. It is always a pleasure to see your name on the boards!

I remember the Spectator ads when they had a drawing of a high heeled foot or a whip. Wow, I am older than I feel! I remember having a space close to a pay phone and pagers. Wow - pagers! I used to have clients enter a code after their call back # to the payphone so that I knew they were in the area and ready to be buzzed in. I remember driving to the Spectator offices in Emeryville to pay for my ads in person with cash - wowzers! I am literally smiling now.

Thank you for the walk down memory lane for me as well!

Catherine
Never mistake my kindness for weakness.

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Jacket1 Jacket1 rating
Charter Member
27296 posts, 38 feedbacks, 50 points
10-Sep-10, 02:26 AM (PST)
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5. "RE: Credit Cards"
In response to message #0
 
   I don't understand your main point. If you accept money for services, you are in business. Period.

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IsabelleVerdan
Member since 22-Nov-06
1045 posts
10-Sep-10, 02:55 PM (PST)
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6. "RE: Credit Cards"
In response to message #5
 
   It's not that simple. You could say that of many personal relationships. I can tell you that if I ran my hobby like a business I'd be charging much more per hour, because I lose money or merely break even when counting my time, expenses and equipment.

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MrLemon MrLemon rating
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728 posts, 15 feedbacks, 26 points
12-Sep-10, 08:52 PM (PST)
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7. "RE: Credit Cards"
In response to message #5
 
   "Period!"

Wow. That's a strong ending to a weak argument.

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Lorrett Lorrett rating
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401 posts, 8 feedbacks, 15 points
01-Oct-10, 00:55 AM (PST)
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9. "RE: Credit Cards"
In response to message #5
 
   >I don't understand your main point. If you accept money for
>services, you are in business. Period.

Hmmm...does that mean childhood is a business? Kids get an allowance for doing chores, after all. For that matter, marriage also seems to fit the profile...would you define that as a business? Question mark? <grin>

'Tis an ill wind that blows no minds.

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Jacket1 Jacket1 rating
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27296 posts, 38 feedbacks, 50 points
03-Oct-10, 05:09 PM (PST)
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14. "RE: Credit Cards"
In response to message #9
 
   Let's say you accept money in exchange for services, legal or otherwise.

Do you file tax returns? Presumably you don't, since you do not think this is a business. If they ask, what argument would you present to the IRS on why accepting money in exchange for services is not a business?

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beaumont beaumont rating
Member since 29-Sep-03
3545 posts, 27 feedbacks, 47 points
03-Oct-10, 07:50 PM (PST)
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15. "RE: Credit Cards"
In response to message #9
 
   Pssst.....Lorrett.....your disingenuousness is showing.....

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analboy analboy rating
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281 posts, 1 feedbacks, 2 points
01-Oct-10, 07:12 AM (PST)
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10. "RE: Credit Cards"
In response to message #0
 
My example: I arrived yesterday with more time available than previously thought and I was able extend out my session. I also did not bring the allotted cash, so I used a cc. Yes, there is a paper trail yada yada, but it allowed me more time with Mistress yesterday. The billing is discreet and I had no issues with the service charge, as I would have probably paid one at the ATM if I went back to it. Whoops, I guess this gives away who I am to the Gates staff.

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Froth Froth rating
Member since 15-Apr-08
515 posts, 5 feedbacks, 7 points
01-Oct-10, 11:05 AM (PST)
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11. "RE: Credit Cards"
In response to message #10
 
   The privacy issue with cards can be easily resolved. Simply buy a prepaid debit card from a corner store for cash. There is no way it can be traced back to you, assuming the storekeeper doesn't know you of course.

So no items charged can be traced back to you either.

Unless the "float" on a CC is important to you, this works just like a credit card.

Couple that with a prepaid mobile phone bought for cash that also can't be traced back to you and - bingo - you're golden.

It's how drug dealers operate, apparently.

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beaumont beaumont rating
Member since 29-Sep-03
3545 posts, 27 feedbacks, 47 points
01-Oct-10, 11:13 PM (PST)
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12. "RE: Credit Cards"
In response to message #0
 
   Using a credit card for a session can be a useful service. That is entirely dependent on the extent to which an individual client requires full confidentiality. It will be great for some people, and an unacceptable risk of compromising one's identity for others.

What is ludicrous is the OP's assertion that accepting credit cards makes professional domination a "business," while accepting cash means it's not a business. That is, of course, preposterous. Taking money for providing a service makes it a business. Duh. The form of payment (cash, check, credit cards, debit cards, whatever) is totally irrelevant in this context, and any assertion to the contrary is simply absurd.

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analboy analboy rating
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281 posts, 1 feedbacks, 2 points
02-Oct-10, 07:30 AM (PST)
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13. "RE: Credit Cards"
In response to message #0
 
Lorrett, you may not be an llc or a corp, but you are every bit the business that Sage has, but a different "model". Both business models work, but different indeed.

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GoddessAthena GoddessAthena rating
Member since 25-Oct-03
289 posts, 3 feedbacks, 5 points
12-Oct-10, 11:34 AM (PST)
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16. "RE: Credit Cards"
In response to message #0
 
I have in the past prodided a merchant account for the taking of credit cards, rarely was it ever used and it was costly. I finally dropped the service about a year ago.

My suggesstion for taking cards is paypal, you can set up an account in about 5 mins and send money to any e-mail address instantly. Wow, convenient cheap and very little cost per use. As long as you do not fill in the section for what the *service* is for they don't care. Paypal does not look highly on adult businesses using their service and did ask me to remove their icons from my business site.

Keep it private though and they dont mind. Just a head's up and a little free advice.

The Goddess Athena

415-221-8751

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