Totally not an urban legend. I could (but won't ) name at least a half dozen who put the condom on to top you and then sneak it off when they gat behind you. Pinky was famous for it. And even more who will bottom BB. A significant number will insist on a condom and most of those will actually have one with them. Do not know what is changing but have posted a bunch about it in the SA forum. Seems like there are very few GGs, I've only met three or four in the past 2 years who insisted, and getting to be fewer T Girls who even carry condoms anymore. Or at least who do nto insist on using them. Something has changed but not sure what.
It is back to the way it was when I started this hobby in 1966 and no one used a condom unless it was a GG who was worried about getting pregnant. Probably not a big issue for the T-girls. Sure has me confused, especially in the city where we cruise with it's super high incidence of HIV.
Personally, I think it is the statistic that says that one out of every three girls you date is POS and so she has nothing to fear if you are. That may be an incorrect assessment but it seems to make more sense than thinking that they are just suicidal.
B.Y.O.C.
Ray