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Looking4thebestmoderator click here to view user rating
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30-Oct-09, 08:07 PM (PST)
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"Hooker Loans"
 
   It has been a long time since others have discussed loans they are asked for from Hookers.

I am somewhat surprised that other Men have not been asked for loans and reported it. In a recession, and with all the CL bimbo pimped hookers everywhere, has your ATF no longer asked you for loans....

We all know not to do this since she should borrow from her family or other Hooker chums if she is in needs but total saps abound that will never get repaid so this is the target audience.

So......How often have you been hit up recently given the current economic climate?

For those who do give out loans, for whatever reason, how efficient was the payback? Any hassles or issues?

L4B

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DaiLun click here to view user rating
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30-Oct-09, 08:52 PM (PST)
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1. "RE: Hooker Loans"
In response to message #0
 
   I "lend" money not expecting to get it back.

My track record (over 30+ years)

Lending money, receiving cash in return (1 out of 4)
(NOTE: THe 3 out of 4 losses were Moderate to large. Shame on me) The one gal that paid back in cash (and promptly) was a SW in the TL. Go figure!

Lending money as an advance against future sessions at 1:>1 (2 out of 2) (1-1/2 to 2 sessions for 1 session lent)

Lending money as an advance against future sessions at 1:1 (4 out of 6) (lower end dates, I waived "interest")

I typically don't lend money unless I've seen the lady 4 or 5 times and develop a "little rapport".

DaiLun

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bulldogboner
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01-Nov-09, 09:48 AM (PST)
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16. "RE: Hooker Loans"
In response to message #1
 
   theres a reason they are whores.....and it aint because of their moral character...if she fucks for money she will have no problem asking for a loan and burning you....trusting a hooker is about as smart as believing the sky is falling

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oralio click here to view user rating
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30-Oct-09, 09:10 PM (PST)
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2. "RE: Hooker Loans"
In response to message #0
 
i started a thread on this many moons ago, and I was initially burned, then thought I would be paid off, then eventually ended up being burned. I won't go into details, but I felt scammed, but very skillfully scammed. She didn't plan the scam, she just kept stalling and stumbling around until she found the right formula to get me to give up. I consider myself an above-average judge of people, and I depend on that for my career success. But it just goes to show you -- anyone can be fooled. And I wasn't fooled into thinking that she and I would ever be romantic; that wasn't an element in play. But I did think we were friends. Of course the smart call is to let it go -- whatever you "loan" them, just take the ego hit and the self-righteous hit and move on, hopefully wiser.

Be the change
you wish to see

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gusy click here to view user rating
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31-Oct-09, 03:10 PM (PST)
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8. "RE: Hooker Loans"
In response to message #2
 
   You are FOOL. Never trust a WHORE with YOUR money. Did you learn anything?????

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itlbn click here to view user rating
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31-Oct-09, 11:07 PM (PST)
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13. "RE: Hooker Loans"
In response to message #2
 
   "Hooker Loans" are no different than loans to *anyone*. "Money changes everything" -that is true wrt everyone, and it's simplistic and foolish to believe otherwise. There's no "cheaper" way to really find out who's a friend -hooker or whoever.

Unless you lent out a life-changing amount, Oralio, consider yourself fortunate that you paid such a small price to discover that your friend was not really a friend.

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oralio click here to view user rating
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31-Oct-09, 11:45 PM (PST)
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14. "RE: Hooker Loans"
In response to message #13
 
Well said, brother. The amount was only several hundred, nothing I couldn't live without. It was all about the ego sting and the sense of betrayal. In the bigger picture, it was a relatively small amount to pay for keeping an open heart.

I don't ascribe to the cynical notion that whores are whores. They are people too, and though many if not most of them objectify men as mere sources of money and favors, they can also be friends.

As you said, money changes everything, and that certainly applies to "mainstream" friends and acquaintances.

Be the change
you wish to see

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bfe_4gfe click here to view user rating
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30-Oct-09, 09:35 PM (PST)
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3. "RE: Hooker Loans"
In response to message #0
 
I don't lend $ to anyone. If I can afford it, then I give it freely with no strings attached More than a few times, I got my money back so it was free money to me and I went out for sushi !

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dong click here to view user rating
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31-Oct-09, 00:01 AM (PST)
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5. "RE: Hooker Loans"
In response to message #3
 
bfe is right on here... I dont often give out cash .. but when I have, I have figured it to be lost money. Of the different times I have done that, I'd say the ladies have almost always paid it back one way or another ... without me ever asking, or implying...

But then it was never a lot of money... either ...

dong

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thatsjustwrong click here to view user rating
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4. "RE: Hooker Loans"
In response to message #0
 
   I want to know if there are any hookers who loan money. Inbox me if you prefer.

TJWrong

Yeah, I'm just kidding. Sort of...

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HighStepper click here to view user rating
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31-Oct-09, 00:05 AM (PST)
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6. "RE: Hooker Loans"
In response to message #0
 
I have loaned money to friends, who happened to be hookers. Most of my provider friends manage their finances very well so the issue of loaning money never comes up. However, a few are struggling in these hard economic times and need help.

Considerations that guide my thinking when asked for a loan:

1. I am in control over how much to “lend.” As the old farmer said, “when you find yourself in a hole, the first thing to do is stop digging.”

2. I am not a bank. Banks don’t loan money to people with no or bad credit and they don’t use friendship/lust as collateral.

3. I am not in denial in expecting to get paid back. They are in a financial situation that causes them to borrow money, what is likely to change in their future financial condition to be able to repay.

4. I am not a predator using this loan to hold over them to get them to bend to my will/desires.

5. I am not vindictive out to get vengeance if they don't repay. I am not to interfere with the workings of karma.

Communication of consideration # 1 is most important. I explain that just like Visa and MasterCard have credit limits so does the “HighStepper” card. When the credit limit is reached, there are no more loans until the balance is reduced. This has worked well in keeping money issues from messing with the friendship.




A post I made quite awhile back on the subject:

"Loaning Providers Money - A Different View"

http://forum.myredbook.com/cgi-bin/dcforum2/dcboard.pl?az=show_thread&om=29702&forum=DCForumID21&archive=



..........................................
Too much sex is still not enough

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b3012 click here to view user rating
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7. "RE: Hooker Loans"
In response to message #0
 
   loaning a hooker well i've done it and i'd say it depends alot of factors but for the most part it depends on the risk your willing to take. any loan to a hooker has to be looked at as a bad loan and you have to beable to afford a loss if you do it. if there asking for a loan when they charge the rates they do to a hobbist and need money what do you think. you cann't look at it like a bank would because they cann't get a regular loan. they may have bad credit don't own a home or car. what do they have to offer for the loan. most cases there time and a thank you. doesn't mean they won't pay you back but that you have to be willing to take a chance. in these bad times we all need help and at times we want to do whats right but cann't.

b3

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JimiChanga click here to view user rating
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31-Oct-09, 05:28 PM (PST)
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9. "RE: Hooker Loans"
In response to message #0
 
   LAST EDITED ON 31-Oct-09 AT 05:30 PM (PST)
 
I've loaned ATFs & NPs $ in the past with mixed results.

A couple of general rules I follow - that I learned the hard way..

1. never loan her more than one fucks worth of $

2. Don't expect it back. If you follow #1 then you can minimize how pissed you are for getting burned. When you don't get it back you really realize how much of a ATM you were to them vs a friend.

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NealDown click here to view user rating
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31-Oct-09, 09:31 PM (PST)
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10. "RE: Hooker Loans"
In response to message #0
 
This question regarding whether or not it's a good idea to lend providers money is easily answered in one word: NNNNNNNOOOOOOOOOO!!

And not just because they're providers. It's a shitty idea to loan money to anyone if there's any doubt that it won't be paid back. If I'm going to lose a friend over a loan, then better it be for not extending it rather than because the person couldn't pay it back. Now I'm assuming the OP is single as I can't see a married guy ever doing this. But even still, who wants to get that deep into a relationship with someone you pay for service. Would you loan your doctor, plumber or lawyer money?


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nohassles click here to view user rating
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31-Oct-09, 09:36 PM (PST)
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11. "RE: Hooker Loans"
In response to message #0
 
   LAST EDITED ON 31-Oct-09 AT 09:45 PM (PST)
 
I have helped a lot of girls over the years.

Everyone gets in a serious cash bind at least once in their life... I certainly have.

When I {help} someone out I give with no strings and no trades and I make this clear up front.

If I treat it as a loan I make this clear also but leave the deal open ended and don't expect a return.

I'm not rolling in dough and sometimes I have helped out providers when I could have used the money elsewhere.

I have some street time under my belt and can read people pretty well, not as well I am certain as Oralio who's words often "Ring True Like Silver On The Saloon Bar" but still , I can read people pretty well.

When a provider asks me for some help because she is in an immediate bind I help her the same as I would anyone else.

There have been times when a provider was in a desperate state and I really felt good about helping.

Over thirty years ago when I lived in Shasta County, I was bitten by a Rattle Snake in the hay fields and was immobile for almost a month, and dead broke, hungry and was flopping in an old trailer that was on a guy's property.

The foreman from another ranch who barely knew me stopped by to see how I was doing and asked me if I needed any dough until I got back on my feet.

I asked him if he could loan me twenty bucks, he gave me thirty and that money bought me enough canned food and two bags of rolling tobacco to sustain me until I got back to work, bucking hay for 10 cents a bail.

I paid the guy back.....

We all have our own life experiences which affect and define our behavior later in life.

So that's my slant on the issue and I don't have any opinion in regard to what anyone else posted here; Because everyone has their own opinion and they are wellcome to it... Even Gusy........

maybe I got way off subject here but what the hell...

NOHASSLES

p.s.

It is easier "To Have A Need Not to Know" Which often makes for comfort; But not for knowing what it is to be human...

pss.

Nealdown,
I loaned my Accountant and my Lawyer money in the past... I'm dead serious.... lmao ! .. ?


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HighStepper click here to view user rating
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31-Oct-09, 11:04 PM (PST)
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12. "RE: Hooker Loans"
In response to message #11
 
Excellent post nohassles. This exemplifies the principle of not keeping your blessings to yourself.

No one in this world, I don’t care how high their status, got to where they are without help from somebody else.
Sometimes it’s our turn to give just like at one time it was our turn to receive.


...........................................
Too much sex is still not enough

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NealDown click here to view user rating
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01-Nov-09, 06:17 PM (PST)
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23. "RE: Hooker Loans"
In response to message #11
 

>Nealdown,
>I loaned my Accountant and my Lawyer money in the past...
>I'm dead serious.... lmao ! .. ?
>

NoHassles, that was a great post. You obviously have a more generous spirit than most people. I applaud your outlook on life.... but
I'm still not loaning my attorney a fucking dime.

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MickCooper
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01-Nov-09, 08:55 AM (PST)
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15. "RE: Hooker Loans"
In response to message #0
 
   I have loaned money to my son. So far, he hasn't repaid one cent. I would be out of my mind to loan money to a stranger, much less a hooker. Anyone who lends money to a hooker is a fool if he expects to see it again. Money to a hooker should be for services rendered. Money to a hooker for anything else is a gift. To quote my mother, "Don't be stupid!"


Mick Cooper

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bulldogboner
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01-Nov-09, 09:53 AM (PST)
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17. "RE: Hooker Loans"
In response to message #0
 
   when a hooker asks me for a loan i simply ask if i can get a free fuck and the next time i see her i will pay her for the free session and the current one...and you know what, surprisingly, they always say no.

Whore are whores and they can never be anything else

When they start loaning sex, I can loan money

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NUNZIO click here to view user rating
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18. "RE: Hooker Loans"
In response to message #17
 
   >when a hooker asks me for a loan i simply ask if i can get a
>free fuck and the next time i see her i will pay her for the
>free session and the current one...and you know what,
>surprisingly, they always say no.
>
Very true and as another poster said, "don't be stupid"

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alias39
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01-Nov-09, 05:16 PM (PST)
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21. "RE: Hooker Loans"
In response to message #17
 
   >when a hooker asks me for a loan i simply ask if i can get a
>free fuck and the next time i see her i will pay her for the
>free session and the current one...and you know what,
>surprisingly, they always say no.
>
>Whore are whores and they can never be anything else
>
>When they start loaning sex, I can loan money

The one guy in the thread who completely nailed it.

No free money any sooner than she'd give you a freebie.

That said, I used to see an AMP girl who floated me a few sessions during tough times. She knew over the long run, I had been, and would continue to be a good investment. She was right.

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zambi click here to view user rating
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19. "RE: Hooker Loans"
In response to message #0
 
  
One way to tell if they are serious about paying you back
is to put it on paper and make it a formal loan.

http://www.virginmoneyus.com/Virgin_Money_Social_Loans/tabid/447/Default.aspx

This won't stop them from defaulting on the loan but it gives you
some avenue ot collect later and penalize their credit score. Regardless
I have problems getting my brothers to pay me back so no way I'd
loan a hooker money under any circumstances.

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piker click here to view user rating
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20. "RE: Hooker Loans"
In response to message #19
 
The girls are a poor credit risk at best.
If you give them money, consider it charity..never to be repaid.

or a good deed...


"Can't Spell - Butt sure can DAYT"

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frednorris click here to view user rating
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22. "RE: Hooker Loans"
In response to message #0
 
Long story stort: I don't care to do it.
No matter how much alot or little is the loan.
I personally think it gets in the way of any relationship.

Nuff said

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LikeMe70
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01-Nov-09, 07:59 PM (PST)
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24. "RE: Hooker Loans"
In response to message #22
 
I only lend money after I have seen the girl for 3 times or more. The key to me is to keep your phone number. Expect that they will not call you to pay you back, but when times get tight they will call. So keep a little book on what you loan them and then the date price goes down when the need you again.

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Cheers click here to view user rating
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25. "RE: Hooker Loans"
In response to message #0
 
I have done some but only to my ATF or ex ATF. A couple of the loan happens during a shopping trip at Santana Row during her off days where she did not have enough cash to buy the expensive handbag or dress that she must have so I put it on my credit card. She paid me off like a month 's time down the road with some freebies like sleepover , etc plus whipping up some Korean dish herself for me to eat after the session. I have never being short-changed yet except I did not get any interest for the late payment so I am keeping my figure crossed on the loan situation. Maybe I am a little lucky as I tend to see the high end Ras that are also popular so she can earn back from the donations that mongers paid to repay me the temporary loan. This is what it is. Cheers

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