She's got no money skills. None. And your loan to her will be pissed away just like every other penny she makes, and she will continue her wreckless spending. And even though she intended to pay you back, she can't, because she puts her needs above her obligations. She will always be broke, and because of that, you'll never see your money again.

That being said, everyone's situation is different. I have put out the cash several times, only to help someone I cared about. I gave it, never expecting to see it again...a gift. And in all but one instance that's just what it was.

>And even though she intended to pay you back, she can't, because she puts her needs above her obligations.>

Read this shit!!!! This is the truth, no matter what you believe!

>She's got no money skills. None. And your loan to her will
>be pissed away just like every other penny she makes, and
>she will continue her wreckless spending. And even though
>she intended to pay you back, she can't, because she puts
>her needs above her obligations. She will always be broke,
>and because of that, you'll never see your money again.

I don't recommend loaning money but I'm not going to assume that just because someone is a provider they piss away what they earn. You ever have major car problems? How about health issues? How difficult do you think it is for providers to get health care?

Or perhaps you are talking about a specific provider even though the OP never mentioned any one person.

Grip
Love to dive where it's wet

You make a very good case for not loaning any money to an RA. Curious to hear the case on the other side.

I have to agree with the comment because, in my experience as well, I have lent money to a provider, for a future session, and she respected the agreement and made good on her word. It is obvious that one cannot also generalize to say that all providers are like that, but I am sure her case is not unique. I am also not advocating the practice. I think it is in a case by case basis, and the lender has to judge the character of the borrower as much as possible.

What I find a little bit on the ironic side is that my father has told me "if you want to lose a friend, lend him money". And he has a few stories to tell to backup that comment, so it appears, that even with long time friends (not providers), he has had some bad luck.

I've done this once, ever. Actually, I advanced money against a future session. The reason was a good one, and my trust turned out to be well-placed. But, I would also not advocate it.

peas,

Aprime

That said I have no complaints about loans, advances or pre-pays I have made to the women of RB.

I'll add -- many women in the provider biz are poor decision makers, lack discipline, and have the outlook which leads them to try to shortcut economic processes which the rest of us labor under. Therefore, they become better manipulators, because their livelihood depends on their ability to manipulate others' emotions and actions. So naturally they turn those questionable people skills into convincing men to give them money, in the form of "loans." What such women fail to acknowledge is that such intentional exploitive behavior will always bite them in the ass later down the road.

Let's say that I have a friend who loaned several hundred dollars to a known RB provider, as well as gave her an older laptop, all in exchange for future sessions. That was the last he saw of her, though she still advertises and works in the biz. He wisely did nothing, and chalked it up to a valuable life lesson.

So for you ladies who continue exploiting your clients' better natures -- you will get yours. Not through any form of revenge from the clients you screw over, but by someone else, somewhere else, somehow. It's karmic law.

Be the change
you wish to see

It is the most unfair and stupidest notion to view poor people in general as stupid lazy or crazy... this is just as stupid as stereo typing all providers as unreliable liars.

There is a huge hole many sensible people fall in with this generalization too.

Yeah... what happened to the ability of reading someone, using your own brain and making your own decision?

I agree with this statement wholeheartedly, and adhere to Shakespeare's adage from "Hamlet", "Neither a borrower nor a lender be."
As many messages in this thread have pointed out, numerous providers are financially irresponsible, and their dissolute and hedonistic lifestyles inevitably result in the depletion of their monetary reserves. Some, however, have foresight, and judiciously save and invest their money, and are able to retire from this occupation with a comfortable financial cushion.

...........and just like in gambling, the odds are strongly in favor of the house.

If you play often, and stay in the game long enough, your chances of staying ahead in the lending/helping game will diminish exponentially.

Sooner or later your trust will be betrayed.
Probably sooner.